MetLife Dentist Northborough
Learn More About the Benefits of MetLife
Dental insurance serves as an invaluable resource for managing the cost of oral healthcare. Whether your goal is to maintain your current dental health or restore it, your insurance policy has the potential to substantially reduce the expenses associated with top-quality treatment. At Northborough Dental Associates, we are proud to accept many insurance plans. In fact, we are in-network with the most popular companies, including MetLife. How can we help you get the most out of your MetLife plan? Continue reading below to find out.
MetLife Coverage Availability & Fees
MetLife offers a variety of dental insurance plans, each distinguished by its own set of benefits and terms. We advise you to carefully review your individual policy so you can understand its key provisions. In the meantime, here are some general insights into the coverage that is often available through MetLife:
- Most MetLife plans offer full coverage for preventive services, including dental examinations, cleanings, and standard X-rays.
- Coverage for basic restorative procedures, such as dental fillings, may reach up to 80%.
- Major dental work, which can include bridges, crowns, and dentures, is often covered at 50%.
Additionally, you should note that your plan might involve additional fees and specific requirements. For instance, Preferred Provider Organization (PPO) policies commonly have a deductible, a waiting period, and an annual maximum. An annual maximum refers to the highest dollar amount that MetLife will pay for approved procedures within a single calendar year.
By selecting an in-network MetLife dentist, such as Northborough Dental Associates, you benefit from a contractual arrangement between us and MetLife that manages fees. This means you are more likely to optimize the value of your annual maximum by receiving care in our office rather than at a non-network practice. In some scenarios, it is even possible to divide major dental treatments across two calendar years, which allows you to utilize two annual maximums instead of just one.
Meet the Team
Our office staff has impressive expertise in navigating the complexities of dental insurance. We will be happy to assist you with:
- Verifying your insurance benefits.
- Providing explanations on how your plan applies to various treatment scenarios.
- Obtaining preauthorization when it is required.
- Submitting claims on your behalf following dental procedures.
- Communicating with MetLife to address and resolve any claim-related concerns.
Using dental insurance can feel confusing! The good news is that our team is there to guide you through the process. Get in touch today to learn more about how we may be able to serve you.